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Executive 10

Endowment Life Insurance
  • Plan designed for the accumulation of guaranteed cash values, backed by a life insurance policy.
  • Endows in ten years.
  • 100% endowment, which means that in 10 years you obtain 100% of the amount of the face amount in guaranteed values.
  • Minimum face amount of $25.000.
  • Surrender charges for 10 years.
  • Available for people between 0 and 65 years old.
  • Capital withdrawal plus interest or pension options with monthly lifetime incomes.
  • Dismemberment benefit.
  • Terminal illness benefit.

Additional Benefits Available:

  • Triple Indemnity (by Accidental death).
  • Accidental death (double).
  • Beneficiary Accidental Death.
  • Waiver of premium.
  • Additional coverages: level and decreasing term.

Executive 15

Endowment Life Insurance
  • Plan designed for the accumulation of guaranteed cash values, backed by a life insurance policy.
  • Endows in fifteen years.
  • 100% endowment, which means that in 15 years you obtain 100% of the amount of the face amount in guaranteed values.
  • Minimum face amount of $25.000.
  • Surrender charges for 10 years.
  • Available for people between 0 and 55 years old.
  • Capital withdrawal plus interest or pension options with monthly lifetime incomes.
  • Dismemberment benefit.
  • Terminal illness benefit.

Additional Benefits Available:

  • Triple Indemnity (by Accidental death).
  • Accidental death (double).
  • Beneficiary Accidental Death.
  • Waiver of premium.
  • Additional coverages: level and decreasing term.

Executive 20

Endowment Life Insurance
  • Plan designed for the accumulation of guaranteed cash values, backed by a life insurance policy.
  • Endows in twenty years.
  • 100% endowment, which means that in 20 years you obtain 100% of the amount of the face amount in guaranteed values.
  • Minimum face amount of $25.000.
  • Surrender charges for 10 years.
  • Available for people between 0 and 55 years old.
  • Capital withdrawal plus interest or pension options with monthly lifetime incomes.
  • Dismemberment benefit.
  • Terminal illness benefit.

Additional Benefits Available:

  • Triple Indemnity (by Accidental death).
  • Accidental death (double).
  • Beneficiary Accidental Death.
  • Waiver of premium.
  • Additional coverages: level and decreasing term.

Supreme

Endowment Life Insurance
  • Plan designed for the accumulation of guaranteed cash values, backed by a life insurance policy.
  • Endows at age of 65 of the insured.
  • 143.9% endowment, which means that at the age of 65 of the insured, 143.9% of the face amount is obtained in guaranteed
    values.
  • Minimum nominal sum of $25.000.
  • Surrender charges for 10 years.
  • Available for people between 0 and 55 years old.
  • Capital withdrawal plus interest or pension options with monthly lifetime incomes.
  • Dismemberment benefit.
  • Terminal illness benefit.

Additional Benefits Available:

  • Triple Indemnity (by Accidental death).
  • Accidental death (double).
  • Beneficiary Accidental Death.
  • Waiver of premium.
  • Additional coverages: level and decreasing term.

Protection Plus

Whole life Insurance
  • Plan designed for life insurance coverage.
  • Higher amounts of life insurance, with less accumulation of guaranteed values.
  • Capital withdrawal plus interest or pension options with monthly lifetime incomes.
  • Minimum face amount of $50.000.
  • Surrender charges for 10 years.
  • Available for people between 0 and 75 years old.
  • Dismemberment benefit.
  • Terminal illness benefit.

Additional Benefits Available:

  • Triple Indemnity (by Accidental death).
  • Accidental death (double).
  • Beneficiary Accidental Death.
  • Waiver of premium.
  • Additional coverages: level and decreasing term.

Family Protection

Final Expense Life Insurance
  • Guaranteed issue life insurance policy.
  • Guaranteed issue of the policy with the application.
  • Maximum amount of life insurance coverage is $25,000 dollars.
  • Available from 0 to 85 years old.
  • If the death occurs due to health reasons before the end of the third
    year of the policy, the premiums paid by the insured will be returned to the beneficiaries. Accidental death coverage immediately on issue.
  • If death occurs after the 3rd year, or later, the coverage is for 100% of the face amount of the policy.

Secure Annuity

Annuity
  • Minimum interest guaranteed at 2% per year, is currently paying 3.5% per year.
  • Accumulation of guaranteed values.
  • The plan begins with an initial premium, then you can schedule regular premiums (if desired).
  • Minimum initial premium $5,000, minimum programmed premium $1,000 and a minimum contribution of $500.
  • Additional deposits are allowed at any time, with a maximum deposit of $250,000 per year.
  • Capital withdrawal plus interest or time certain options.
  • Surrender charges for 7 years:
    Year 1 = 35%
    Year 2 = 30%
    Year 3 = 25%
    Year 4 = 20%
    Year 5 = 15%
    Year 6 = 10%
    Year 7 = 5%